♠ QJ76

♥ 872

♦ 964

♣ K32

            N-S Vulnerable

            South   West     North    East

                          1♦         Pass    1♥

           1♠           2♣        2♠         Pass

           4♠          Pass    Pass    Pass

           The defense starts with Diamonds and Declarer ruffs the

            third round.  Declarer has lost two tricks already, must later

            lose the ♠A, and appears to have an inescapable Heart      

            loser.  Down one?  Or perhaps there actually is a way to     

            escape that Heart loser?  Can you see it?

        Dummy

West            East

       Declarer

♠ KT9853

♥ AK5

♦ 32

♣ A6